Half Price Power Of Attorney
Every adult should have a Power of Attorney (POA) just in case it is needed. It’s like insurance for your house in that you hope you never need it but you will be glad that you took it out if the worst happens. And none of us knows what is around the corner!
Certainly everyone over 50 should have a POA. In England we need two POAs, one for our assets (house and money) and one for our welfare. The Financial POA enables the person you appoint to take care of your financial affairs if, at some point, you lack the capacity to do this for yourself. The Welfare POA allows the person you appoint as your attorney to make decisions about anything to do with your health and personal welfare.
This includes decisions about:
- medical treatment
- where you’re cared for
- the type of care you receive
- day-to-day things like your diet, how you dress and your daily routine
It is vitally important that you appoint someone who knows you well and whom you trust completely as your attorney as they will make decisions on your behalf. You can, however, list any instructions that your attorney must follow, or any preferences that you’d like them to take into account when making decisions on your behalf. Any decision your attorney makes must be made in your best interests.
Without a POA, if you lose capacity, someone will need to apply to the Court of Protection for a Deputyship. This is expensive and takes time and involves the person who agrees to be your Deputy in a lot of paperwork and responsibility. If you don’t have children, it’s even more important to appoint an attorney via a POA as more distant relatives will usually be reluctant to embark on a Court Procedure for a Deputyship or Guardianship.
Age Concern Liverpool & Sefton works with McClure Solicitors to provide local people with a Power of Attorney. McClure have seen many examples of families having to pay thousands of pounds in legal fees and disbursements which a POA would have avoided. Sadly they have also come across examples of elderly or disabled clients being taken advantage of and harassed by relatives when there wasn’t a POA in place to protect them.
So why take the risk?
The good news is that through Age Concern Liverpool & Sefton, McClure will prepare your POA at half price – £180 instead of their usual fee of £360 (and make or review your will for free if you wish). And they’ll include the Welfare Lasting Power of Attorney free of charge. McClure also let you decide whether and when to register the POAs which can save you up to £440 in disbursements. There are many good reasons for having a POA and no good reason not to. You can change your POA or cancel it at any time.
To find out more or to book an appointment call Age Concern Liverpool & Sefton on 01704 542993